{"id":1528,"date":"2025-09-30T12:48:08","date_gmt":"2025-09-30T12:48:08","guid":{"rendered":"https:\/\/www.paymont.eu\/?p=1528"},"modified":"2025-10-09T13:37:45","modified_gmt":"2025-10-09T13:37:45","slug":"new-security-feature-in-paymont-online-banking","status":"publish","type":"post","link":"https:\/\/www.paymont.eu\/cs\/2025\/09\/30\/new-security-feature-in-paymont-online-banking\/","title":{"rendered":"Nov\u00e1 bezpe\u010dnostn\u00ed funkce VoP v internetov\u00e9m bankovnictv\u00ed Paymont"},"content":{"rendered":"

Bezpe\u010dnost na\u0161ich klient\u016f je pro n\u00e1s na prvn\u00edm m\u00edst\u011b, a proto od 9. \u0159\u00edjna nab\u00eddne Paymont novou funkci. Verification of Payee (VoP), <\/strong>pom\u016f\u017ee klient\u016fm ov\u011b\u0159it p\u0159\u00edjemce plateb je\u0161t\u011b p\u0159ed jej\u00edm odesl\u00e1n\u00edm.<\/p>\n

Tato novinka z\u00e1rove\u0148 reaguje na novou evropskou regulaci jej\u00edm\u017e c\u00edlem je zv\u00fd\u0161it bezpe\u010dnost bezhotovostn\u00edch plateb a sn\u00ed\u017eit riziko podvod\u016f.<\/strong> Verification of Payee (VoP), v p\u0159ekladu \u201eOv\u011b\u0159en\u00ed p\u0159\u00edjemce\u201c zaji\u0161\u0165uje, \u017ee p\u0159i zad\u00e1v\u00e1n\u00ed platby si m\u016f\u017ee klient ov\u011b\u0159it, zda zadan\u00e9 \u010d\u00edslo \u00fa\u010dtu skute\u010dn\u011b pat\u0159\u00ed dan\u00e9mu p\u0159\u00edjemci.<\/p>\n

D\u00edky nov\u00e9 funkci maj\u00ed klienti mo\u017enost zkontrolovat, zda jsou platebn\u00ed \u00fadaje zadan\u00e9 spr\u00e1vn\u011b, a p\u0159\u00edpadn\u011b platbu upravit, nebo zru\u0161it, je\u0161t\u011b p\u0159ed jej\u00edm odesl\u00e1n\u00edm. To klienti ocen\u00ed zejm\u00e9na tehdy, pokud nap\u0159\u00edklad zadaj\u00ed omylem nespr\u00e1vn\u00e9 \u010d\u00edslo \u00fa\u010dtu, nebo se stanou ob\u011bt\u00ed podvodu.<\/p>\n

Ov\u011b\u0159en\u00ed p\u0159\u00edjemce se bude t\u00fdkat v\u0161ech SEPA plateb, tedy p\u0159evod\u016f v eurech v r\u00e1mci zem\u00ed Evropsk\u00e9ho hospod\u00e1\u0159sk\u00e9ho prostoru<\/strong> (nap\u0159\u00edklad Slovensko, N\u011bmecko, Rakousko, ale i dal\u0161\u00ed \u010dlensk\u00e9 st\u00e1ty). Pr\u00e1v\u011b u tohoto typu p\u0159evod\u016f je VoP implementov\u00e1no jako nov\u00fd standard, kter\u00fd m\u00e1 chr\u00e1nit klienty p\u0159ed p\u0159eklepy p\u0159i zad\u00e1v\u00e1n\u00ed \u010d\u00edsla \u00fa\u010dtu, nebo podvodn\u00fdmi praktikami, kdy se \u00fato\u010dn\u00edci sna\u017e\u00ed vyl\u00e1kat platbu na ciz\u00ed \u00fa\u010det.<\/p>\n

Funkce bude dostupn\u00e1 v\u0161em u\u017eivatel\u016fm, a to automaticky \u2013 bez nutnosti jak\u00e9hokoli nastavov\u00e1n\u00ed.<\/strong> Pro snadn\u011bj\u0161\u00ed orientaci, jsme pro v\u00e1s p\u0159ipravili stru\u010dn\u00fd manu\u00e1l, kter\u00fd p\u0159ehledn\u011b popisuje cel\u00fd proces: jak ov\u011b\u0159en\u00ed prob\u00edh\u00e1, jak\u00e9 informace m\u016f\u017ee syst\u00e9m zobrazit a jak v jednotliv\u00fdch situac\u00edch postupovat. Manu\u00e1l je dostupn\u00fd na na\u0161em webu v sekci Dokumenty.<\/p>\n

D\u011bkujeme, \u017ee spole\u010dn\u011b s n\u00e1mi db\u00e1te na svou finan\u010dn\u00ed bezpe\u010dnost.<\/p>\n

 <\/p>\n

 <\/p>\n

FAQ<\/strong><\/p>\n

Co je VoP?<\/h4>\n

Verification of Payee (zkr\u00e1cen\u011b VoP) znamen\u00e1 ov\u011b\u0159en\u00ed p\u0159\u00edjemce platby. Jedn\u00e1 se o bezpe\u010dnostn\u00ed funkci, kter\u00e1 slou\u017e\u00ed k ov\u011b\u0159en\u00ed spr\u00e1vnosti \u00fadaj\u016f a pom\u00e1h\u00e1 zajistit, aby pen\u00edze byly odesl\u00e1ny spr\u00e1vn\u00e9mu p\u0159\u00edjemci platby.<\/p>\n

Pro\u010d je VoP d\u016fle\u017eit\u00e9 u SEPA plateb?<\/h4>\n

Pom\u00e1h\u00e1 vyhnout se chyb\u00e1m p\u0159i zad\u00e1v\u00e1n\u00ed \u00fadaj\u016f k platb\u011b, a z\u00e1rove\u0148 v\u00e1s chr\u00e1n\u00ed p\u0159ed mo\u017en\u00fdmi podvodn\u00fdmi transakcemi t\u00edm, \u017ee upozorn\u00ed na nesoulad \u00fadaj\u016f p\u0159\u00edjemce.<\/p>\n

Mus\u00edm si VoP v internetov\u00e9m bankovnictv\u00ed s\u00e1m aktivovat?<\/h4>\n

Ne, funkce VoP se zobraz\u00ed automaticky p\u0159i zad\u00e1v\u00e1n\u00ed SEPA platby. Nen\u00ed pot\u0159eba nic aktivovat ani nastavovat.<\/p>\n

Mohu platbu odeslat i p\u0159esto, \u017ee VoP uk\u00e1\u017ee nesoulad?<\/h4>\n

Ano, platbu je mo\u017en\u00e9 odeslat i v p\u0159\u00edpad\u011b, \u017ee v\u00e1s VoP upozorn\u00ed na nesoulad v \u00fadaj\u00edch. Doporu\u010dujeme ale v\u017edy zkontrolovat, zda jsou \u00fadaje p\u0159\u00edjemce spr\u00e1vn\u00e9.<\/p>\n

Co m\u00e1m d\u011blat, kdy\u017e je slu\u017eba ov\u011b\u0159en\u00ed p\u0159\u00edjemce nedostupn\u00e1?<\/h4>\n

Platbu m\u016f\u017eete i p\u0159esto podepsat a odeslat bez ov\u011b\u0159en\u00ed. Doporu\u010dujeme ale v\u017edy zkontrolovat \u00fadaje o p\u0159\u00edjemci, abyste m\u011bli jistotu, \u017ee pen\u00edze doraz\u00ed na spr\u00e1vn\u00e9 m\u00edsto.<\/p>\n

Zpomal\u00ed VoP zpracov\u00e1n\u00ed platby?<\/h4>\n

Ne, ov\u011b\u0159en\u00ed p\u0159\u00edjemce prob\u00edh\u00e1 okam\u017eit\u011b p\u0159i zad\u00e1v\u00e1n\u00ed platby a nem\u00e1 vliv na dobu zpracov\u00e1n\u00ed.<\/p>\n

Jak\u00e9 \u00fadaje VoP kontroluje?<\/h4>\n

Ov\u011b\u0159uje, jestli se jm\u00e9no p\u0159\u00edjemce shoduje s majitelem \u00fa\u010dtu uveden\u00fdm k dan\u00e9mu IBANu.<\/p>\n

Funguje VoP i u plateb mimo SEPA oblast?<\/h4>\n

Ne, VoP je ur\u010deno prim\u00e1rn\u011b pro SEPA platby. U ostatn\u00edch typ\u016f plateb tato slu\u017eba zat\u00edm dostupn\u00e1 nen\u00ed.<\/p>\n

Jsou moje osobn\u00ed \u00fadaje p\u0159i VoP v bezpe\u010d\u00ed?<\/h4>\n

Ano, v\u0161echny \u00fadaje jsou zpracov\u00e1v\u00e1ny v souladu s platn\u00fdmi pravidly ochrany osobn\u00edch \u00fadaj\u016f, tak\u017ee va\u0161e data z\u016fst\u00e1vaj\u00ed v bezpe\u010d\u00ed.<\/p>","protected":false},"excerpt":{"rendered":"

At Paymont, the security of our clients is a top priority. That\u2019s why, starting October 9, we\u2019re introducing a new feature: Verification of Payee (VoP). This will allow clients to confirm the identity of payment recipients before completing a transfer. […]<\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1528","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/comments?post=1528"}],"version-history":[{"count":6,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1528\/revisions"}],"predecessor-version":[{"id":1547,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1528\/revisions\/1547"}],"wp:attachment":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/media?parent=1528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/categories?post=1528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/tags?post=1528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}