Modern\u00ed a st\u00e1le v\u00edce popul\u00e1rn\u00ed zp\u016fsob ov\u011b\u0159en\u00ed toto\u017enosti klient\u016f, kter\u00e9 je nutn\u00e9 p\u0159i zakl\u00e1d\u00e1n\u00ed \u00fa\u010dtu, je ov\u011b\u0159en\u00ed na d\u00e1lku. Klienti se tak vyhnou osobn\u00ed n\u00e1v\u0161t\u011bv\u011b pobo\u010dky dan\u00e9 banky nebo platebn\u00ed instituce. V sou\u010dasn\u00e9 dob\u011b je tento zp\u016fsob nejv\u00edce roz\u0161\u00ed\u0159en a pou\u017e\u00edv\u00e1n pro ov\u011b\u0159en\u00ed fyzick\u00fdch osob. P\u0159i z\u0159izov\u00e1n\u00ed \u00fa\u010dtu u spole\u010dnosti PAYMONT proch\u00e1zej\u00ed klienti procesem ov\u011b\u0159en\u00ed toto\u017enosti prost\u0159ednictv\u00edm aplikace litevsk\u00e9 technologick\u00e9 spole\u010dnosti Ondato, UAB.<\/p>\n
Jak proces ov\u011b\u0159en\u00ed toto\u017enosti prost\u0159ednictv\u00edm technologie spole\u010dnosti Ondato funguje?<\/strong><\/p>\n V r\u00e1mci ov\u011b\u0159ovac\u00edho procesu je klient\u016fm doru\u010den odkaz a QR k\u00f3d pro snadn\u011bj\u0161\u00ed na\u010dten\u00ed odkazu, na kter\u00e9m klienti ov\u011b\u0159en\u00ed provedou. Ide\u00e1ln\u00edm prost\u0159edkem pro proveden\u00ed identifikace je mobiln\u00ed telefon nebo tablet, ale mo\u017en\u00e9 je ji prov\u00e9st i pomoc\u00ed notebooku s kamerou. Z\u00e1kladn\u00edm p\u0159edpokladem pro bezprobl\u00e9mov\u00e9 ov\u011b\u0159en\u00ed je kvalitn\u00ed kamera nebo fotoapar\u00e1t v mobiln\u00edm telefonu a dostate\u010dn\u00e9 sv\u011bteln\u00e9 podm\u00ednky. Cel\u00fd proces trv\u00e1 p\u0159ibli\u017en\u011b 3 minuty.<\/p>\n Jak\u00e9 doklady jsou pro \u00fa\u010dely identifikace t\u0159eba?<\/strong><\/p>\n Ov\u011b\u0159en\u00ed je mo\u017en\u00e9 s pou\u017eit\u00edm ob\u010dansk\u00e9ho pr\u016fkazu, nebo pasu. V p\u0159\u00edpad\u011b ob\u010dansk\u00e9ho pr\u016fkazu jsou klienti vyzv\u00e1ni, aby postupn\u011b vyfotili ob\u011b jeho strany, tak aby syst\u00e9m na\u010detl v\u0161echna dostupn\u00e1 data. V p\u0159\u00edpad\u011b pou\u017eit\u00ed pasu bude nutn\u00e9, aby si klient p\u0159ipravil je\u0161t\u011b dal\u0161\u00ed doklad, kde bude uvedeno jeho jm\u00e9no a trval\u00e1 adresa. Je mo\u017en\u00e9 vyu\u017e\u00edt nap\u0159. povolen\u00ed k trval\u00e9mu pobytu.<\/p>\n <\/p>\n Co v\u0161echno b\u011bhem procesu prob\u00edh\u00e1? <\/strong><\/p>\n - Technologie vyhodnocuje stav dokument\u016f a p\u0159\u00edtomnost bezpe\u010dnostn\u00edch prvk\u016f na osobn\u00edch dokladech p\u0159edlo\u017een\u00fdch klientem.<\/p>\n - Technologie dok\u00e1\u017ee \u010d\u00edst tzv. MRZ z\u00f3nu na dokladech, tedy n\u011bkter\u00e9 \u00fadaje z osobn\u00edch doklad\u016f nen\u00ed t\u0159eba vypisovat ru\u010dn\u011b<\/p>\n - B\u011bhem identifikace jsou klienti vyzv\u00e1ni k zachycen\u00ed fotografie obli\u010deje, p\u0159i\u010dem\u017e tuto fotografii n\u00e1sledn\u011b technologie porovn\u00e1 s fotografi\u00ed na osobn\u00edm dokladu.<\/p>\n - V souladu s po\u017eadavky legislativy technologie Ondato sou\u010dasn\u011b prov\u011b\u0159\u00ed, zda se jm\u00e9no a p\u0159\u00edjmen\u00ed \u017eadatele o \u00fa\u010det nenach\u00e1z\u00ed na tzv. restriktivn\u00edch seznamech. Jedn\u00e1 se o seznamy osob, kter\u00fdm finan\u010dn\u00ed instituce nesm\u011bj\u00ed poskytovat sv\u00e9 slu\u017eby.<\/p>\n <\/p>\n Jsou \u00fadaje, kter\u00e9 klient poskytl v r\u00e1mci procesu identifikace, v bezpe\u010d\u00ed?<\/strong><\/p>\n Spole\u010dnost Ondato zpracov\u00e1v\u00e1 osobn\u00ed \u00fadaje \u017eadatel\u016f o z\u0159\u00edzen\u00ed \u00fa\u010dtu pouze a jedin\u011b v souladu s v\u00fd\u0161e uveden\u00fdmi \u00fa\u010dely. P\u0159ed zah\u00e1jen\u00edm identifika\u010dn\u00edho procesu je klientovi zobrazen k potvrzen\u00ed souhlas ke zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f pro \u00fa\u010dely identifikace.<\/p>\n Spole\u010dnost Ondato spl\u0148uje vysok\u00e9 standardy a n\u00e1roky, kter\u00e9 na zpracov\u00e1n\u00ed osobn\u00edch dat klient\u016f finan\u010dn\u00edch instituc\u00ed klade org\u00e1n evropsk\u00e9ho dohledu nad finan\u010dn\u00edm trhem \u2013 EBA (European Banking Autority), kter\u00fd mimo jin\u00e9 dohl\u00ed\u017e\u00ed na spr\u00e1vn\u00e9 zach\u00e1zen\u00ed s osobn\u00edmi \u00fadaji klient\u016f finan\u010dn\u00edch instituc\u00ed t\u0159et\u00edmi stranami.<\/p>\n <\/p>\n Pro\u010d vybral PAYMONT pro tento typ spolupr\u00e1ce zrovna litevskou spole\u010dnost Ondato?<\/strong><\/p>\n Transformace ekonomiky a st\u00e1tn\u00ed spr\u00e1vy do digit\u00e1ln\u00edho prost\u0159ed\u00ed je v Litv\u011b na velmi pokro\u010dil\u00e9 \u00farovni a lze jednozna\u010dn\u011b \u0159\u00edci, \u017ee litevsk\u00e9 prost\u0159ed\u00ed je doslova l\u00edhn\u00ed inovativn\u00edch spole\u010dnost\u00ed a jimi vyv\u00edjen\u00fdch a pou\u017e\u00edvan\u00fdch technologi\u00ed. Sou\u010dasn\u011b s t\u00edm je mimo\u0159\u00e1dn\u011b progresivn\u00ed tak\u00e9 regulatorn\u00ed prost\u0159ed\u00ed, kter\u00e9 s dostate\u010dnou rychlost\u00ed reaguje na v\u00fdvoj v oblasti informa\u010dn\u00edch technologi\u00ed a neklade bari\u00e9ry jejich vyu\u017e\u00edv\u00e1n\u00ed pro b\u011b\u017enou denn\u00ed pot\u0159ebu v praxi.<\/p>\n Jako jeden z n\u011bkolika poskytovatel\u016f dan\u00e9ho \u0159e\u0161en\u00ed v Litv\u011b byla vybr\u00e1na spole\u010dnost Ondato na z\u00e1klad\u011b nejlep\u0161\u00edch referenc\u00ed na\u0161ich partner\u016f v Litv\u011b a tak\u00e9 s ohledem na dobrou zku\u0161enost centr\u00e1ln\u00ed banky Litvy s pou\u017e\u00edv\u00e1n\u00edm technologie Ondato dal\u0161\u00edmi \u00fa\u010dastn\u00edky finan\u010dn\u00edho trhu.<\/p>","protected":false},"excerpt":{"rendered":" A modern and increasingly popular way of verifying the identity of clients, which is required when opening an account, is remote verification. Clients thus avoid a personal visit to a branch of the given bank or payment institution. This is […]<\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1079","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/comments?post=1079"}],"version-history":[{"count":9,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1079\/revisions"}],"predecessor-version":[{"id":1088,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/posts\/1079\/revisions\/1088"}],"wp:attachment":[{"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/media?parent=1079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/categories?post=1079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymont.eu\/cs\/wp-json\/wp\/v2\/tags?post=1079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}